Category: Investing

Warning: This post has a heavy dose of math, and plenty of highly specific details relating to retirement income. Disclaimer: The article below discusses certain investment strategies, some of which I am currently using in my personal portfolio and some of which I am not.  Do your own due diligence before making an investment decision.… Continue reading Secure Your Retirement Income (Part 1)

Disclaimer: The article below discusses certain investment strategies, some of which I am using currently in my personal portfolio and some of which I am not.  Do your own due diligence before making an investment decision.  It’s your money; you’re the best person to judge what is best to do with it.

Disclaimer: I have no connection to or investments currently with any of the companies mentioned in this article, although I may in the future.  Do your own due diligence before making an investment decision.  It’s your money; you’re the best person to judge what is best to do with it.

Disclaimer: I have no connection to or investments currently with any of the companies mentioned in this article, although I may in the future.  Do your own due diligence before making an investment decision.  It’s your money; you’re the best person to decide what is best to do with it.

Building optionality into a portfolio is key to generating solid returns while limiting drawdown risk.  Obviously this sounds very attractive, but remember that there is always a cost to these options.  Understanding what the costs are and finding the least costly and most efficient way to gain access to these options is important.

In Part 1, I discussed the core tenets of the Endowment Model and how successful it has been for a few institutions (though not all by any stretch).  In Part 2, I’m going to discuss why the Endowment Model will likely disappoint in the future, ways it can be changed and how to incorporate certain… Continue reading The Endowment Model: Why It Needs to Change & How to Incorporate Parts into Your Portfolio

Much of today’s investment advice is built on a concept of Modern Portfolio Theory (MPT), one pioneered by Harry Markowitz.  Markowitz was an economist trained at the University of Chicago with the likes of Milton Friedman and won a Nobel Prize in Economics for his work.