Disclaimer: The article below discusses certain investment strategies, some of which I am using currently in my personal portfolio and some of which I am not. Do your own due diligence before making an investment decision. It’s your money; you’re the best person to judge what is best to do with it.
Category: Investing
Is Risk Parity Worth Exploring
Disclaimer: The article below discusses certain investment strategies, some of which I am currently using in my personal portfolio and some of which I am not. Do your own due diligence before making an investment decision. It’s your money; you’re the best person to judge what is best to do with it.
Returns Can Disappoint for a Long Time
Investing can disappoint for long periods of time. There is no rule that says that over the next 10, 20, 30 years or more, stocks have to return 10%, bonds have to return 7.5% (while also being a strong diversifier for stock risk), and inflation has to come in at a tame 2-3%. All of… Continue reading Returns Can Disappoint for a Long Time
Balancing Income Growth with Price Risk
Disclaimer: The article below discusses certain investment strategies, some of which I am currently using in my personal portfolio and some of which I am not. Do your own due diligence before making an investment decision. It’s your money; you’re the best person to judge what is best to do with it.
Skill, Luck, & the Kelly Criterion
How do we know if we have skill or are just plain lucky? Unfortunately for our self-esteem, many outcomes are more determined by luck than by skill. How do you know when an activity is driven by luck versus skill? Easy: if there’s a way to purposely lose, then skill plays a large role. If… Continue reading Skill, Luck, & the Kelly Criterion
Annuities Basics: When to Use Them and When to Pass
Disclaimer: The article below discusses certain investment strategies, some of which I am currently using in my personal portfolio and some of which I am not. Do your own due diligence before making an investment decision. It’s your money; you’re the best person to judge what is best to do with it.
Never Touch the Principal
Building multi-generational wealth means keeping what you save and investing it well. Doing this means minimizing how much of the principal you withdraw to fund your lifestyle, at least once you’re living off of your investments. In an ideal world, not only do you have enough capital saved to only use the income and never… Continue reading Never Touch the Principal
Choose Roth over Traditional – But Only When You’re Young
Roth accounts (IRAs and 401ks) and traditional accounts both have their time and place. For young professionals, choosing a Roth over a traditional account makes sense. However, as you advance along your career path, earn more money, and build capital, the value of a traditional account over a Roth becomes clearer. My advice is to… Continue reading Choose Roth over Traditional – But Only When You’re Young
Active Management: Where Does Paying Up Pay Off?
Disclaimer: The article below discusses certain investment strategies, some of which I am currently using in my personal portfolio and some of which I am not. Do your own due diligence before making an investment decision. It’s your money; you’re the best person to judge what is best to do with it.
Secure Your Retirement Income (Part 2)
Warning: This post has a heavy dose of math, and plenty of highly specific details relating to retirement income. Disclaimer: The article below discusses certain investment strategies, some of which I am currently using in my personal portfolio and some of which I am not. Do your own due diligence before making an investment decision.… Continue reading Secure Your Retirement Income (Part 2)